FORECLOSURERESCUE

Foreclosure services built around your equity

Foreclosure Rescue lists and sells homes before the trustee's sale, handles short sales, and plans your next home before you move. San Diego County and across California, with no upfront fees.

Have an auction date? Check my file Get the free Rescue Guide

Our services

Three services, one goal: the equity you've built goes to you, not to the auction.

Our core service

Sell before the auction

We list your home on the open market, where buyers compete for it. As part of your listing, we send it to the trustee with a request for the postponement California law allows when your file qualifies. When the home sells, your loan is paid off at closing and the remaining equity is paid to you.

Best for: homeowners with equity and a trustee's sale date on the calendar.

Check my file

What's included

  • Market valuation and a seller's net sheet before you sign
  • Your listing on the MLS and major home-search sites
  • Listing sent to the trustee with the postponement request, when your file qualifies
  • Written payoff confirmation from your loan servicer
  • Offers, negotiation, and escrow through closing
  • Your equity paid to you at closing
If you owe more than it's worth

Short sale

We ask your lender to approve a sale for less than the full payoff, so the home sells instead of going to auction. The lender decides, and approval isn't guaranteed. We tell you up front whether it's worth pursuing.

What's included

  • The short-sale package your lender requires
  • Negotiation with the lender on your behalf
  • A buyer, escrow, and closing
Planned before you list

Your next home

Where you'll live after closing is part of the plan from the first call. Depending on your credit, income, and timing, that can mean buying again, seller financing, rent-to-own, or a rental.

What's included

  • Your next-home options reviewed before you list
  • Move-out timing matched to your closing
  • Representation when you buy again

Your four options, honestly compared

Everyone calling you is selling one of these. Here's what each one means for your equity.

Keep the home

Catch up, modify the loan, or refinance.

Works when
Your income supports the payment and the lender agrees.
Watch for
Applying doesn't always stop the sale date. Time runs while you wait.
Equity kept: all, if approved

Sell to a cash investor

A quick offer, often in days.

Works when
Speed matters more than price, or the home needs major repairs.
Watch for
Offers are usually well below market. The difference becomes their profit.
Equity kept: often a fraction

Let the auction happen

Do nothing and the trustee sells it.

Works when
Rarely. Only if there's no equity and no other path.
Watch for
Bidders set the price in minutes. Eviction can follow, and the foreclosure stays on your record.
Equity kept: little or none
What we do

List and sell before the auction

Pause the auction and sell on the open market.

Works when
There's equity and the listing is in place before the postponement deadline.
Watch for
Timing. If you owe more than the home is worth, we'll talk about a short sale instead.
Equity kept: most, after costs

We don't arrange loan modifications or refinancing. If keeping the home looks realistic, we'll point you to a HUD-approved housing counselor, whose help is free or low cost.

What happens when you reach out

You'll know where you stand after the first call. Nothing is signed until you've seen your numbers.

  1. Day 1

    Free file review

    A 10-minute call about your sale date, your payoff, and where you want to live next.

  2. Before your consultation

    Your numbers in writing

    A market valuation, a net sheet, and the listing agreement to review.

  3. Listing consultation

    Choose your plan

    We go over the numbers together and answer every question. You decide.

  4. If you list

    Pause the sale and sell

    You sign electronically, we send your listing to the trustee, and your home goes on the market.

  5. Closing

    Equity in hand, next home ready

    The loan is paid off, the rest is yours, and your move is already planned.

What you'll receive before we talk numbers

No upfront fees. Commission is paid at closing from the sale, like any home sale.

Book a free file review

  • Market valuationWhat similar homes near you sold for, and a realistic list price.
  • Seller's net sheetYour estimated walk-away number after the payoff and costs.
  • The listing agreementTo read line by line before the call.
  • Your next-home optionsBuying again, seller financing, rent-to-own, or renting.

Four things we'll never do

Foreclosure scams target homeowners every day. Here's how to know you're working with licensed help.

Charge upfront feesCommission is paid at closing, from the sale.
Ask you to sign over your deedYou own your home until the sale closes.
Take your mortgage paymentsNever pay anyone in place of your lender.
Promise what no one canNo one can guarantee a postponement or a price. We tell you what's realistic.

Licensed in California: Natasha Mora, DRE #01948301, brokered by LPT Realty, Inc. Verify on dre.ca.gov

Questions about our services

What does it cost?

Nothing upfront. Like any home sale, the commission is paid from the sale at closing. Your net sheet shows every cost before you sign anything.

Can you stop my foreclosure?

No one can honestly promise that. California law may allow the auction to be postponed when the home is listed for sale before a deadline that comes before the sale date. A sale that closes before the auction pays off the loan and ends the foreclosure. The free file review tells you whether your file qualifies.

Do you help with loan modifications or refinancing?

We don't arrange loans or modifications. If keeping the home looks realistic, we'll point you to a HUD-approved housing counselor, whose help is free or low cost, and tell you honestly how much time you have.

What if I owe more than my home is worth?

A short sale may be an option. We ask your lender to approve a sale for less than the payoff. The lender decides, so we'll tell you on the file review whether it's worth pursuing.

Do I have to list with you after the file review?

No. The file review and your numbers are free. You decide after you've seen them.

Where are you in the process?

Pick the letter you've received. Each path starts with a free, private conversation.

Auction date scheduled

Have an auction date? There may still be time to sell and keep your equity.

California law may let you pause the auction and sell on the open market. A free 10-minute file review tells you whether your file still qualifies, and what you'd walk away with.

Check my file for free
Notice of Default

Just got a Notice of Default?

No sale date yet. That's the best time to plan. Start with the free Rescue Guide: the timeline, the myths, and every option in plain language.

Get the free Rescue Guide

Not sure which letter you have? Call or text (619) 389-2542 and I'll tell you.

FORECLOSURERESCUE
EQUAL HOUSING
OPPORTUNITY

Foreclosure Rescue | Natasha Mora, California Real Estate Salesperson, DRE #01948301.

LPT Realty, Inc., Responsible Broker, DRE #02248983, 10620 Treena St, Ste 230, San Diego, CA 92131.

Foreclosure Rescue is a real estate brokerage service, not a law firm, lender, or government agency. Nothing on this site is legal, tax, credit, or financial advice. Results depend on each homeowner's circumstances, and no postponement, sale price, or future financing is guaranteed.

Equal Housing Opportunity. Privacy Policy and Terms. Call or text (619) 389-2542.